These terms of use set out the terms between you and us under which you may access our site and platform. By using our platform, you are accepting and agreeing to be bound by these terms of use, our Cookie Notice and our Privacy Policy. If you do not agree to the terms of these documents, please refrain from using our site and platform immediately. Our site is operated by Property Management Technology Limited and PMTL Real Estate Management Supervision Services trading as Keyper (“we or us”), with the registered number 4681 whose registered office Unit GA-00-SZ-L1-RT-201, Level 1 Gate Avenue – South Zone, Dubai International Financial Centre, Dubai, United Arab Emirates. We reserve the right to modify or amend these website terms of use, our site or any content on our site from time to time ,including for security, legal or regulatory reasons, or to reflect updates or changes to the services or functionality of our site. You are advised to check our site and these website terms of use periodically to ensure that you are aware of and are complying with the current version. Changes are binding on users of our site and will take effect immediately from posting of the revised documentation on our site. You agree to be bound by such variation and your continued use of our site shall constitute your acceptance of such variation .If you elect to become a seller or investor with us, you must comply with our Seller Terms or Investor Terms, as applicable. These website terms of use should be read alongside and shall apply in addition to our Seller Terms or our Investor Terms (all made available during our registration process).Prohibited Uses You may use our site only for lawful purposes. You may not: use our site in any way that breaches any applicable local, national or international law or regulation; use our site in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect; use our site for the purpose of harming or attempting to harm minors in any way: use our site to send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards as set out below; use our site to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam); or use our site to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware; use our site in any manner that could, or could reasonably be expected to, damage or overburden any of our servers, or any network connected to any of our servers; use our site in any manner that would, or could reasonably be expected to, interfere with any other party’s use of the Website or which is, or which is likely to be, in contravention of any applicable laws or any party’s rights or legal entitlements under any applicable laws; use any robot, spider, screen scraper, data aggregation tool or other automatic device, routine or process (Automated Process) to process, monitor, copy or extract any web pages on our site, or any of the information, content or data contained within or accessible through our site, without our prior written permission; use any Automated Process to aggregate or combine information, content or data contained within or accessible through our site with information, content or data accessible via or sourced from any third party; use any Automated Process to interfere or attempt to interfere with the proper working of the Website or any transaction or process being conducted on or through our site; post upload to, transmit, distribute, store, create or otherwise publish or make available through our site any content that is false, misleading, erroneous, fraudulent or is otherwise likely to cause confusion to users of our site or content which is unlawful, libelous, defamatory, offensive to any religious or moral groups, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, or otherwise objectionable; take any action that imposes an unreasonable or disproportionately large load on the infrastructure of or bandwidth connecting to our site; attempt to attack our site via a denial-of-service attack or a distributed denial-of-service attack; reverse engineer, reverse assemble, decompile, or otherwise attempt to discover source code or other arithmetic formula or processes in respect of the software underlying the infrastructure and processes associated with our site; or copy, reproduce, alter, modify, create derivative works from, or publicly display, any part of any content from our site without our prior written permission. Your use of our site in violation of these websiteterms of use may result in, among other things, termination or suspension of your rights to use our site and we may, in our sole discretion, report a breach of any such obligation which is also a breach of the applicable law to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately. Content Standards These content standards apply to all material which you contribute to our site (contributions), and to any interactive services associated with it. You must comply with the spirit and the letter of the following standards. The standards apply to each part of any contribution as well as to its whole. Contributions must: be accurate (where they state facts);be genuinely held (where they state opinions); and comply with applicable law in any country from which they are posted Contributions must not: contain any material which is defamatory of any person; contain any material which is obscene, offensive, hateful or inflammatory; promote sexually explicit material; promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; infringe any copyright, database right or trade mark of any other person; be likely to deceive any person; be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty confidence; bethreatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; belikely to harass, upset, embarrass, alarm or annoy any other person; be used to impersonate any person, or to misrepresent your identity or affiliationwith any person;advocate,promote or assist any unlawful act such as (by way of example only) copyrightinfringement or computer misuse.Disclaimer and Risk WarningOur site is a platform thatallows you to monitor your real estateinvestments. You acknowledge and agree that no content publishedon our site constitutes a recommendation that any particular investment,portfolio of investments, transaction, or investment strategy is suitable oradvisable for you or any other specific person. You further understand thatneither we nor any of the information providers, their affiliates nor any thirdparties will advise you personally concerning the nature, potential,advisability, value or suitability of any particular investment, portfolio ofinvestments, transaction, investment strategy, or other matter.The content and material available on our site arefor informational purposes only and are not intended to address your particularrequirements. In particular, the content and material available on our sitedoes not constitute any form of advice or recommendation by us, should not beregarded as an offer, solicitation, invitation or recommendation to buy or sellinvestments, securities or any other financial services, other than what ispermitted under our license, and is not intended to be relied upon by you inmaking (or refraining from making) any specific investment or other decisions.We recommend that you seek independent advice from a financial advisor beforemaking any such decision.You acknowledge and agree that prices, descriptionsand other financial data made available on our site is compiled from thirdparty sources believed to be reliable, and where possible such data is verifiedby us as far as is commercially possible. Notwithstanding this, you acknowledgeand agree that the calculations, profiles and data available on our site aremade using such third-party data, and that neither such data nor suchcalculations are guaranteed by these sources, by us, nor by the informationproviders or any other person or entity and may not be complete or accurate.You acknowledge and agree that returns advertisedby us on our site are indicative only and are subject to economic, businessfactors and other factors outside of our control and we do not guarantee thatthe returns advertised will be available to you at any point in time.Nothing included on our site constitutes an offeror solicitation to sell, or distribution of, investments and related servicesto anyone in any jurisdiction.From time to time, reference may be made on oursite to prior investments or data we have published. These references may beselective or, may be partial. As markets change continuously, previouslypublished information and data may not be current and should not be reliedupon.Disclaimers of WarrantiesOur site is provided “as is,” without any expressor implied warranties of any kind. We and our affiliates, agents, and licensorscannot and do not warrant the accuracy, reliability, quality or completeness ofthe information provided on our site nor that the services provided via oursite will be timely, non-infringing, of merchantable quality or fit for aparticular purpose, and we hereby disclaim any and all such express or impliedwarranties, except those that cannot be lawfully excluded.Although we make every effort to ensure that theservices offered on our site are available consistently, the nature of theInternet means that we cannot guarantee our site’s availability. We do notwarrant that the provision of our site or any part of it will be available,uninterrupted or error free, that defects in our site will be corrected, orthat our site will be free of viruses or other harmful components. We will notbe liable for any loss, damage, expense, costs, delays or other liabilitywhatsoever (including without limitation any financial losses) which you mayincur as a result of using our site, or as a result of the site or any part ofit being unavailable at any time for whatever reason. This does not affect ourliability for death or personal injury arising from our negligence, nor ourliability for fraud or fraudulent misrepresentation, or any other liabilitywhich cannot be excluded or limited under applicable law.You are solely responsible for obtainingtelecommunications access to our site and for any fees (such as internetservice provider or airtime charges) relating to such access. Similarly, youare solely responsible for all equipment necessary for you to access our siteand for implementing and maintaining antivirus software on your computer.Information transmitted via our site will pass overpublic telecommunications networks. We accept no liability if communicationssent via our site are intercepted by third parties, delayed or incorrectlydelivered or not delivered.Means of AccessOur site is generally intended to be viewed by aconventional web browser with a screen resolution of 1024 by 768 pixels orgreater. Although you may use other means to access our site, be aware that oursite may not appear accurately through other access methods.You must not access our site through devices orservices that are designed to provide high-speed, automated, repeated access.Certain parts of our site are protected bypasswords or require a login. You must not obtain or attempt to obtainunauthorised access to such parts of our site, or to any other protectedmaterials or information, through any means not intentionally made available byus for your specific use.Eligibility and RegistrationIn order to access our site, you must be a minimumof eighteen (18) years old (measured according to the Gregorian calendar) andhave full legal capacity. You warrant, represent and undertake that you possessthe legal right and experience, knowledge and ability to access and use our sitein accordance with these website terms of use.In order to access our services and certainrestricted parts of our site you are required to register as either an investoror seller. Please note that an application to register as both an investor anda business may be rejected.In order to become an investor or seller you willbe required to follow a registration process. Firstly, you will be required tosubmit some basic details about yourself (including your name and emailaddress) and shall be prompted to choose a unique username and password and maybe asked to provide answers to certain security questions. These are themethods used by us to identify you and so you must keep them secure at alltimes.You will then be required at this point to submitdetailed information about either yourself or the property you wish to sell, asapplicable. We will also require you to provide proof of identity and proof ofyour current address, (or that of the relevant business’ directors, partners orrepresentatives as appropriate) in order to comply with our anti-moneylaundering obligations. Applications to become seller and investors on our sitewill be subject to an approval process and may be accepted or rejected by us inour sole discretion.You warrant, represent and undertake that theinformation you provide about yourself during the registration process isaccurate, current and complete. Please see ourPrivacy Policy for further information on ourprocessing of your personal data.Your Login DetailsEach time you log in to our site you will need toenter your email address and password and you may be required to answer one ormore security questions. Your username and password are unique to you and arenot transferable.You are responsible for all information andactivity on our site by anyone using your username and password. Accordingly,you must take steps to protect the confidentiality of your username andpassword and you must notify us immediately if you become aware of anydisclosure, loss, theft or unauthorized use of the same. Notwithstanding theabove, you:maynot transfer or resell your user name or password to any third party; andifyou become aware of any possible unauthorized use(s) of your username orpassword or any possible breach of security, including loss, theft, orunauthorized disclosure of your username or password.Ifyou authorize an employee, sub-contractor or agent to use your login detailsyou will be responsible for their activity on our site. We reserve the rightnot to act on your instructions where we suspect that the person logged intoyour account is not you or we suspect illegal or fraudulent activity orunauthorized use.Links to and from other sitesYou may, through hypertext or other computer links,gain access from our site to websites operated by persons other than us. Suchhyperlinks are provided for your reference and convenience only and are theexclusive responsibility of such website’s owners or operators. You acknowledgeand agree that we do not endorse and are not responsible for the content oroperation of such websites, and that we do not make any representations orwarranties in relation to such websites, including without limitation that thecontent of such websites does not infringe the rights of any third parties orany applicable law.We exclude to the fullest extent permitted by lawall liability that may arise in connection with or as a result of such externalwebsite material causing any damage, costs, injury or financial loss of anykind.Our site must not be framed on any other site, normay you create a link to any part of our site. We reserve the right to withdrawlinking permission without notice.We assume no responsibility for the use of, orinability to use, any third party software or other materials on the site andshall have no liability whatsoever to any person or entity for their use of, orinability to use, any such third party software or materials.Limitation of liability and IndemnityYou use our site entirely at your own risk. Neitherwe nor any of our affiliates, agents, officers, employees, suppliers orlicensors will be liable to you or anyone else for any:inaccuracy,delay, interruption in service, error or omission, regardless of cause or forany damages as a result;decisionmade or action taken or not taken by you in reliance on our site or itscontent;damages,including, without limitation, any direct, indirect, incidental, consequential,special, punitive, exemplary or similar damages, regardless of the theory of liabilityand even if advised of the possibility of such damages in advance;lossor injury resulting from use of the content of our site, in whole or part,whether caused by negligence or contingencies beyond our control in procuring, compiling,interpreting, reporting or delivering our site and its content or otherwise;losses,damages, liabilities, claims or expenses (including without limitation to legalcosts and defense or settlement costs) whatsoever, whether direct, indirect or consequential,arising out of or referable to your use of our site or its content, howsoevercaused, whether in contract, tort (including negligence), statute or otherwise;orlossresulting from a cause over which we do not have control.This does not affect our liability for death orpersonal injury arising from our negligence, nor our liability for fraud orfraudulent misrepresentation, or any other liability which cannot be excludedor limited under applicable law.Our total liability to you in connection with thesewebsite terms of use, and any other terms you may subscribe to in connectionwith your use of our site, shall not exceed AED 10,000.All exclusions and limitations of liability set outin these website terms of use shall apply to the fullest extent permissible underthe applicable law.You shall indemnify us in full in respect of anyliability incurred by us for any loss, cost, damage, or expense howsoevercaused, or suffered by us as a result of your breach of these website terms ofuse. Where you use our site inappropriately or maliciously, you agree that youwill indemnify us against any losses suffered by us or any third parties as aresult of or in connection with such use.Availability of the siteAs electronic services are subject to interruptionor breakdown, access to our site is offered on an “as is” and “as available”basis only.We reserve the right to limit the availability ofour site to any person, geographic area or jurisdiction we so desire and/or toterminate your access to and use of our site, at any time and in our solediscretion.We may, at our sole discretion, impose limits orrestrictions on the use you may make of our site. Further, for commercial,security, technical, maintenance, legal or regulatory reasons, or due to anybreach of these website terms of use, we may withdraw our site or your accessto our site, or suspend such access, at any time and without notice to you.Intellectual property rightsAll remarks, suggestions, ideas, materials or otherinformation (excluding data) provided by you through our site will forever beour property. You acknowledge that you are responsible for any submissionsprovided through your username or password, and you, not us, have fullresponsibility for such submissions, including their accuracy, legality,reliability, appropriateness, originality and copyright. Notwithstanding theforegoing, we have the right to refuse to post, remove, edit or abridge anysubmission for any reason and to disclose any submission as we deem necessary,including without limitation to achieve compliance with any applicable law,regulation, legal process or governmental request, all in our sole discretion.We own all present and future copyright, registeredand unregistered trademarks, design rights, unregistered designs, databaserights and all other present and future intellectual property rights and rightsin the nature of intellectual property rights existing in or in relation to oursite.If and to the extent that any such intellectualproperty rights vest in you by operation of law or otherwise, you agree to doany and all such acts and execute any and all such documents, now or in thefuture, as we may reasonably request in order to assign such intellectualproperty rights back to us.You shall retain ownership of all copyright in datayou upload or submit to our site. Without prejudice to our rights andobligations in relation to your personal data as set out in detail in our, yougrant us a world-wide, perpetual, exclusive, royalty-free, non-terminablelicense to use, copy, distribute, publish and transmit such data in any manner.We do not warrant or represent that the content ofour site does not infringe the rights of any third party. We have the right todisclose your identity to any third party who is claiming that any materialposted or uploaded by you to our site constitutes a violation of theirintellectual property rights, or their right to privacy. We have the right toremove any material or posting you make on our site at any time.Copyrights and trademarksOur site and its content are our property or theproperty of our licensors and are protected by copyright, trademark, patent andother applicable laws. Except where necessary for and incidental to personally viewing our sitethrough your web browser, or as permitted by these website terms of use, nopart of our site may be reproduced, stored (for any period of time) in anelectronic or any other retrieval system, modified, adapted, uploaded to athird party location, framed, performed in public, or transmitted, in any formby any process whatsoever, without our specific prior written consent.ConfidentialityYou undertake that you shall not at any time afteryou have been provided a unique user name by us, divulge or communicate to anyperson (except to professional representatives or advisers or as may berequired by law or any legal or regulatory authority) any ConfidentialInformation, and will use best endeavors to prevent the unauthorizedpublication or disclosure of any Confidential Information, and will only usesuch Confidential Information for the purposes of proposing, considering ormaking transactions through our site. Confidential Information for thesepurposes of this clause shall include all information in whatever form(including in visual, oral or electronic form) relating to us or any investoror seller (including all investor or business profiles) or an individual or acompany that was previously an investor or a seller, which is provided ordisclosed through our site (or to any employees or agents) in connection withthe use of our site.Suspension and terminationWe will determine, in our sole discretion, whetherthere has been a breach of these website terms of use through your use of oursite. Where a breach of these website terms of use has occurred, we may takesuch action as we deem appropriate.We may terminate either or both of your log-in detailsand your access to our site for any or no reason, at any time, with or withoutnotice to you and without incurring any liability to you, however thatliability may arise.We exclude liability for actions taken in responseto breaches of these website terms of use. The responses described in thispolicy are not limited, and we may take any other action we reasonably deemappropriate.All restrictions and all disclaimers and exclusionsand limitations of our liability will continue to apply during suspension andwill survive any termination. Upon suspension or termination, you must notdirectly or indirectly access or use our site.General termsIf we fail to insist on your strict performance ofthese website terms of use or if we fail to exercise any of our rights orremedies to which we are entitled under these website terms of use, or anyother document referred to herein, this will not amount to a waiver of suchrights or remedies nor will it relieve you of your obligations under theseterms and conditions. No full or partial waiver of any such right or remedyshall restrict us from exercising that right or remedy, or any other right orremedy, in the future.If any of these website terms of use or anyprovisions of any other document featured as part of your relationship with usare determined by a competent authority to be invalid, unlawful orunenforceable, to any extent, then such term or condition will be severed fromthe remaining terms and conditions which will continue to be valid.
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